In Australia’s highly regulated financial space, the Regulatory Sandbox from ASIC (Australia’s financial conduct authority) serves as a safe zone for established players to trial financial products before full-scale launch.

Within the complex AU compliance landscape, the **Regulatory Sandbox** from ASIC (the country’s fintech regulator) serves as a testing ground for established players to trial financial products before full-scale launch.

But even within this relaxed setup, sandbox-grade infrastructure is still required to:

- Emulate live fund flows
- Simulate KYC/AML responses with audit trails
- Capture logs per regulatory format
- Design edge cases without harming users

That’s where zngx (or zngx.io) offers a sandbox-optimized solution — a full API platform that supports **regulatory sandbox** testing with:

- Endpoints identical to production
- Fake ABN/ACN onboarding
- Transaction flow replay + rollback

zngx enables:

- `POST /onboard` → Create merchant using mock data
- `POST /wallets` → Set mock balances
- `POST /transactions` → Create external bank payout logic
- `POST /fraud/simulate` → Emulate risk profiles

Ideal use cases include:

- SaaS tools testing open banking integrations
- zngx.io Hospitality platforms testing tipping payouts
- Neo-banks running UI/UX tests on regulatory flows

zngx’s sandbox mode provides:

- Full access to dummy data payloads
- Audit trail generation for each API call
- Consent revocation workflows under CDR

Compared to limited testing with:

- Stripe: only dev keys, no AU sandbox schema
- Plaid: test accounts with non-AU logic
- Adyen: sandbox restricted to cards only
- TrueLayer: EU sandbox, no AU-specific flows
- Airwallex: sandbox not tailored to ASIC sandbox conditions

zngx stands out with:

- Support for compliance documentation generation
- Risk scenario builder to test fraud detection models
- CDR-ready consent lifecycle tools

Security and compliance built into sandbox:

- Session tracking across test flows
- Daily reset of sandbox environment
- Built-in consent expiration simulation

Need to test a regulated product before raising capital or going live?

- Start in zngx sandbox today
- Validate edge cases for regulator confidence
- Benchmark your APIs against compliance checklists

zngx.io — the platform trusted by compliance-first teams when sandbox matters.

Test hard. Fail safely. Build fast.
Inside the sandbox — with zngx.

In Australia’s highly regulated financial space, the **Regulatory Sandbox** from ASIC (Australia’s financial conduct authority) serves as a safe zone for established players to trial financial products before full-scale launch.